How Ordinary Housewife however Was Running Secret ₤ 270k Benefits Scam
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There is absolutely nothing from another location out of the ordinary about Angela Lloyd and Lee Phillips' semi-detached house on a quiet cul-de-sac in Merseyside.
And to the typical eye, Lloyd looks like a typical middle-aged mum who works relentlessly to take care of her sick spouse.
So it was to the large shock of neighbours when authorities came down on their driveway to rob the couple's St Helens home.
Hiding behind the family's net drapes was in truth a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.
Lloyd, 58, wept 'Oh my god' as she was imprisoned today over a string of untruths consisting of using a dead lady's identity, comprising 'fake' medical conditions for her child, and producing pseudonyms to work while declaring carers allowance.
Husband Phillips, 54, was likewise jailed after the pair's enormous advantages fraud was lastly exposed.
While the couple managed to siphon off their ill-gotten gains for years - neighbours have revealed to MailOnline the apparent hints that the couple were running a rip-off.
Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives discovered a web of lies consisting of the production of pseudonyms to claim benefits
The scammer next door: The presuming semi-detached home Lloyd had actually moved into with Phillips. Phillips had actually stopped working to divulge this to the council when she relocated in 2018
Phillips imagined in a Help for Heroes hoodie during a street celebration held for the late Queen's Diamond Jubilee. He is stated to have played a DJ set at the event
Initially, neighbours on were fretted for the couple after Phillips was seen looking very frail as he would 'hobble' on his walking stay with meet his carers.
But they were then left puzzled when he was at other times identified washing his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond Jubilee.
Locals likewise informed of how there was 'always something dodgy' about Lloyd, and that she would never look people 'in the eye', but would boast about 'secret ₤ 60k caravan' they would get away to on the weekends.
Lloyd was sentenced to 2 years after Liverpool Crown Court found she fraudulently stole almost ₤ 170,000 in advantages over a decade, and likewise assisted Phillips wrongly claim benefits worth ₤ 100,000, as reported by the Liverpool Echo.
When neighbours saw them leaving one of their two cars and trucks previously today, they thought they were going off to remain at their secret caravan, only to discover they were going to jail.
One neighbour told MailOnline of the couple: 'I believed they were dodgy as he made a real program of not having the ability to walk whenever his carers were here.
'He was shuffling along and keeping his vehicles in the driveway before he took a long period of time to get to his carer's vehicle on his strolling stick.
'But the next thing I saw him cleaning his BMW in the driveway - he appeared to be walking great then.
'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and everything.
'But after the cops raid, they became more reserved and didn't say a lot to people.
'There was always something dodgy about her - she would not look individuals in the eye and boasted about going to her ₤ 60,000 caravan but would never say where it was.
'They would take her teenage child and disappear on a Thursday night and not come home till Sunday.'
Phillips had actually fraudulently claimed ₤ 100k in PIP, housing advantages, work assistance allowance and council tax decreases that he was not eligible for. Neighbours told of how he would look 'frail' and 'hobble on a walking stick' in the presence of carers, however at other times was seen 'walking fine'
Following the police raid on the peaceful suburban street, neighbours were entrusted to questions regarding why the couple had actually been apprehended - and some declare Lloyd had later informed them it was down to pet breeding.
But these concerns were finally laid to rest on Tuesday when the court heard how Lloyd had actually declared an overall of ₤ 169,394.15 which she was not received in housing benefits, carers allowance and personal independence payments over the course of 11-and-a-half years.
With the aid of Lloyd, Phillips was also found to have unlawfully declared ₤ 100,980.71 through PIP, housing advantages, work assistance allowance and council tax reductions because 2018.
Olivia Beesley, prosecuting, laid out how the mother's fancy scam began when she wrongly began claiming housing advantages for a caravan on Riverside Walk in Southport - which was discovered to be a 'fictitious address'.
She even made a fake tenancy agreement for the 'completely fictitious caravan', eventually taking ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent house.
Then in 2018, she started making deceptive claims that her spouse needed 'multiple everyday carers to take care of his needs'. She reached using Phillips' sibling Zoe's birth certificate to impersonate his brother or sister and claim that she was his primary carer.
She also lied that she was unable to work due to being a full-time carer, but was discovered to have been working under an incorrect identity Wendy Lloyd at care company Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.
In 2022, she began inventing 'false medical conditions' for her son, claiming she had a carer called Joyce Bibby - a dead lady's identity. Nearly ₤ 10k in incorrect impairment living allowance overpayments were declared in relation to this.
She once again used the departed female's name as being her social worker to claim ₤ 13,526.70 of PIP, stating that she needed carers due to 'health conditions'.
Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret place that she never ever revealed, and would state they were going to stay at the caravan from Thursday to Sunday
One neighbour said they saw the couple leaving on of their automobiles previously today and presumed they were going off to their 'caravan', just to later on learn they were off to prison
When MailOnline visited Phillips' address in Birch Gardens which he showed Lloyd, neighbours revealed how the couple and her kid would allegedly go off to a caravan on the weekends.
It is not understood whether this was the very same 'fictitious caravan' which took place to have never ever existed, or an indeed a different, genuine caravan.
Leni Newton, 63, said: 'She informed individuals that the police raid was since somebody had informed on her for breeding border collie puppies without a licence.
'I'm stunned they've been jailed. I believed they were all above board.
'I just saw them a couple of days ago loading up suitcases - I believed they were just going to their caravan.'
She included: 'I understand they fulfilled as she was his carer. He was wed but Angela moved in. I believed she had actually resided in Southport.
'I did see his ex-wife parked up in the street seeing his house when they split.
'She was undoubtedly spying on them.'
Her partner David Manchester, 70, said: 'It's a huge surprise they appeared to be living a double life.
'There were a lot of police came here.
'He was at the street party for the Queen but other times he did appear really frail.'
Hand in Hand homecare firm verified to MailOnline that Lloyd had authentic recommendations, DBS checks and training certificates in the name of Wendy Lloyd.
A spokesman stated: 'We sacked her right away when we found out the truth.
'All her DBS and recommendations checked out. The police stated we had actually done nothing wrong.'
The court heard how Phillips likewise scammed money from the public purse by failing to divulge the reality that Lloyd had moved into his home in 2018 - enabling him to continue declaring more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax reductions.
He is also said to have actually 'exaggerated' his medical conditions and require for care, specifying that he was not able to do anything for himself.
He declared himself 'unfit for work' and failed to mention his other half's wage - illegally taking ₤ 51k in employment assistance allowance.
However, Phillips alleged that Lloyd had completed the type and had simply 'asked him to sign it'.
Phillips' counsel Jim Smith argued he has a 'complicated current history' of psychological health and impairments consisting of neurological condition, stress and anxiety and anxiety.
He was likewise stated to have actually a pacemaker fitted and appeared in court in a wheelchair.
While Phillips had no previous convictions associating with comparable matters, nevertheless Lloyd's criminal record reveals previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last appearance was in 2012.
Lloyd was jailed for 2 years after admitting seven counts of fraud by incorrect representation, and Phillips was also seen wiping back tears as he was jailed for 20 months for fraud by false representation and three counts of dishonestly failing to disclose information to make a gain.
Sentencing, Judge Simon Medland KC stated: 'Over an 11-year period, or more than that, you, Angela Lloyd, handled to defraud the general public of simply short of ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year duration, you had about ₤ 20,000 annually which you defrauded from the public.
'For those who look for to defraud the general public of scarce and valuable advantages which need to be directed to those who need them, not those who just want to have them for reasons of personal greed, that is a severe offense committed by each of you over an extended period of time.'